Serving The Villages® Community & Surrounding Areas
Offices Also in Clermont | Winter Park

Veterans Benefits

Aid & Attendance
The Aid & Attendance Pension is considered a non-service connected pension specifically for the reimbursement of certain qualified un-reimbursed medical expenses, usually involving long-term care in assisted living communities and in some cases, home care and independent care. Paying a family member for care can be used as a qualifying expense.

VA Military Qualifications

  • The veteran must have served at least (1) one day of active military service during a wartime period.
  • Served a total of ninety (90) days altogether (not including basic training).
  • Other than dishonorable discharge.

VA Medical Qualifications

  • The veteran or spouse/widow must require an aid or attendant to assist them with at least two (2) activities of daily living.
  • If over the age of 65, the cause of disability does not have to be service related.
  • If under the age of 65, the reason for disability must be service-related if there is a partial disability. For those veterans under the age of 65 with a full disability, the benefit may be available even if not service-related.

Documentation needed for VA Aid & Attendance

  • VA Aid & Attendance Application
  • Discharge/Separation Papers (DD-214)
  • Copy of Marriage Certificate and all marital information (if applicable)
  • Copy of the Death Certificate (surviving spouses only)
  • Copy of current Social Security Award Letter
  • Net Worth information
  • Proof of insurance premiums, medications, medical bills or any other medical expenses that are not reimbursed by insurance, Medicare, or Medicaid
  • Physician statement
  • A statement of residency or level of healthcare service

VA Benefit Amounts (2015)

Unmarried Veteran $1,788/Monthly $21,466/Annual
Married Veteran $2,120/Monthly $25,448 /Annual
Surviving Spouse $1,149/Monthly $13,794/Annual
2 Married Veterans $2,837/Monthly $34,050/Annual

Benefits are paid monthly for life (provided that qualifying care continues at the same or higher cost). Benefits are tax-free.

Income/Expense Qualifications

  • Monthly recurring unreimbursed medical expenses must exceed income to receive full pension
  • Independent**, assisted living**, skilled nursing facility** or adult day care fees
  • Medical expenses (eyeglasses, hearing aids, etc.)
  • Medicare Part B & D and supplemental premiums
  • Co-Pays & deductibles
  • Prescriptions & over-the-counter medications
  • Long-term care insurance premium
  • Home care (non-medical), may receive care at home

** One ADL must be included

Asset Qualification for VA Aid & Attendance

  • GENERAL Rule: $80,000 or less, but also based on age and expenses of individual

Excluded assets include:

  • Homestead Property
  • Vehicle
  • Pre-paid Funeral or Burial Expenses
  • Certain Annuities
  • Personal Items

Qualifying Assets for VA Benefits

  • No look-back period for VA Aid & Attendance, so gifting for VA benefits will not cause a penalty.

If you’re a Veteran in The Villages® community or surrounding area, learn more about how a BCN Law Firm can help you with your Veterans benefits, including Aid & Attendance, call for your free consultation*.