Aid & Attendance
The Aid & Attendance Pension is considered a non-service connected pension specifically for the reimbursement of certain qualified un-reimbursed medical expenses, usually involving long-term care in assisted living communities and in some cases, home care and independent care. Paying a family member for care can be used as a qualifying expense.
VA Military Qualifications
- The veteran must have served at least (1) one day of active military service during a wartime period.
- Served a total of ninety (90) days altogether (not including basic training).
- Other than dishonorable discharge.
VA Medical Qualifications
- The veteran or spouse/widow must require an aid or attendant to assist them with at least two (2) activities of daily living.
- If over the age of 65, the cause of disability does not have to be service related.
- If under the age of 65, the reason for disability must be service-related if there is a partial disability. For those veterans under the age of 65 with a full disability, the benefit may be available even if not service-related.
Documentation needed for VA Aid & Attendance
- VA Aid & Attendance Application
- Discharge/Separation Papers (DD-214)
- Copy of Marriage Certificate and all marital information (if applicable)
- Copy of the Death Certificate (surviving spouses only)
- Copy of current Social Security Award Letter
- Net Worth information
- Proof of insurance premiums, medications, medical bills or any other medical expenses that are not reimbursed by insurance, Medicare, or Medicaid
- Physician statement
- A statement of residency or level of healthcare service
VA Benefit Amounts (2015)
|Married Veteran||$2,120/Monthly||$25,448 /Annual|
|2 Married Veterans||$2,837/Monthly||$34,050/Annual|
Benefits are paid monthly for life (provided that qualifying care continues at the same or higher cost). Benefits are tax-free.
- Monthly recurring unreimbursed medical expenses must exceed income to receive full pension
- Independent**, assisted living**, skilled nursing facility** or adult day care fees
- Medical expenses (eyeglasses, hearing aids, etc.)
- Medicare Part B & D and supplemental premiums
- Co-Pays & deductibles
- Prescriptions & over-the-counter medications
- Long-term care insurance premium
- Home care (non-medical), may receive care at home
** One ADL must be included
Asset Qualification for VA Aid & Attendance
- GENERAL Rule: $80,000 or less, but also based on age and expenses of individual
Excluded assets include:
- Homestead Property
- Pre-paid Funeral or Burial Expenses
- Certain Annuities
- Personal Items
Qualifying Assets for VA Benefits
- No look-back period for VA Aid & Attendance, so gifting for VA benefits will not cause a penalty.
If you’re a Veteran in The Villages® community or surrounding area, learn more about how a BCN Law Firm can help you with your Veterans benefits, including Aid & Attendance, call for your free consultation*.